The safest affordable areas in England and Wales
The lowest crime rates among areas where homes average under £300,000. Low crime and low prices are not usually found together — the quietest places tend to be the priciest — so this is the list of places where they are.
CA5 (Carlisle) tops the list on 31.1, with CA7 (Wigton) at number 50 on 50.0. 877 postcode areas met the thresholds for this ranking.
| # | Area | Crime /1k | Avg price | Schools Good+ | Liveability |
|---|---|---|---|---|---|
| 1 | CA5 Carlisle | 31.1 | £273,767 | 100.0% | 69/100 |
| 2 | CH61 Wirral | 33.7 | £261,934 | 100.0% | 81/100 |
| 3 | SY10 Oswestry | 36.0 | £297,702 | 100.0% | 62/100 |
| 4 | PE33 King's Lynn | 36.1 | £273,618 | 87.5% | 62/100 |
| 5 | L16 Liverpool | 36.5 | £264,537 | 100.0% | 67/100 |
| 6 | NR8 Norwich | 36.5 | £276,550 | 87.5% | 77/100 |
| 7 | SY15 Montgomery | 36.5 | £275,903 | — | 54/100 |
| 8 | BD24 Settle | 38.3 | £293,442 | 100.0% | 67/100 |
| 9 | CA13 Cockermouth | 38.5 | £252,566 | 100.0% | 75/100 |
| 10 | HU15 Brough | 39.5 | £252,059 | 100.0% | 76/100 |
| 11 | NR29 Great Yarmouth | 39.7 | £222,639 | 72.7% | 65/100 |
| 12 | LA11 Grange-Over-Sands | 40.6 | £280,789 | 100.0% | 67/100 |
| 13 | LA2 Lancaster | 40.8 | £290,349 | 86.7% | 68/100 |
| 14 | PL18 Gunnislake | 41.0 | £274,703 | 66.7% | 59/100 |
| 15 | NR35 Bungay | 41.4 | £281,709 | 100.0% | 74/100 |
| 16 | SA19 Llandeilo | 41.7 | £280,984 | — | 43/100 |
| 17 | HR5 Kington | 42.3 | £283,502 | — | 57/100 |
| 18 | HU11 Hull | 42.3 | £211,486 | 100.0% | 71/100 |
| 19 | DN9 Doncaster | 42.5 | £247,923 | 100.0% | 78/100 |
| 20 | CH63 Wirral | 43.1 | £245,267 | 100.0% | 86/100 |
| 21 | LA18 Millom | 44.5 | £134,349 | 71.4% | 63/100 |
| 22 | SA67 Narberth | 44.7 | £258,937 | — | 51/100 |
| 23 | SY20 Machynlleth | 44.9 | £213,976 | — | 56/100 |
| 24 | PL9 Plymouth | 45.1 | £286,710 | 100.0% | 83/100 |
| 25 | HU12 Hull | 45.5 | £200,824 | 66.7% | 66/100 |
| 26 | DN19 Barrow-upon-Humber | 45.6 | £212,947 | 33.3% | 56/100 |
| 27 | DY6 Kingswinford | 45.7 | £242,419 | 100.0% | 82/100 |
| 28 | IP25 Thetford | 45.7 | £259,492 | 85.7% | 66/100 |
| 29 | LA5 Carnforth | 45.8 | £255,576 | 100.0% | 78/100 |
| 30 | NR34 Beccles | 46.0 | £295,758 | 92.3% | 75/100 |
| 31 | PL7 Plymouth | 46.0 | £261,926 | 84.6% | 77/100 |
| 32 | SK23 High Peak | 46.9 | £277,656 | 80.0% | 67/100 |
| 33 | CF38 Pontypridd | 47.0 | £205,389 | — | 80/100 |
| 34 | SA33 Carmarthen | 47.3 | £263,329 | — | 36/100 |
| 35 | DE56 Belper | 47.4 | £276,554 | 88.2% | 75/100 |
| 36 | S18 Dronfield | 47.6 | £293,511 | 100.0% | 77/100 |
| 37 | TF10 Newport | 47.6 | £288,686 | 88.9% | 76/100 |
| 38 | CW8 Northwich | 47.7 | £276,326 | 90.5% | 83/100 |
| 39 | PE22 Boston | 48.2 | £237,606 | 66.7% | 61/100 |
| 40 | SA4 Swansea | 48.4 | £203,541 | — | 76/100 |
| 41 | YO43 York | 48.4 | £253,909 | 100.0% | 75/100 |
| 42 | TR16 Redruth | 48.5 | £288,888 | 100.0% | 62/100 |
| 43 | YO13 Scarborough | 48.5 | £296,186 | 80.0% | 62/100 |
| 44 | CA10 Penrith | 48.6 | £291,543 | 93.3% | 62/100 |
| 45 | DE65 Derby | 48.9 | £296,888 | 100.0% | 73/100 |
| 46 | SA34 Whitland | 49.1 | £257,779 | — | 31/100 |
| 47 | EX38 Torrington | 49.4 | £252,694 | 100.0% | 60/100 |
| 48 | DL10 Richmond | 49.5 | £275,573 | 90.9% | 75/100 |
| 49 | SY12 Ellesmere | 49.8 | £250,161 | 100.0% | 66/100 |
| 50 | CA7 Wigton | 50.0 | £208,219 | 100.0% | 77/100 |
How this ranking is built
Every figure is calculated from official data by postcode area — the outward code, the part of a postcode before the space. Sold prices are what buyers actually paid, as registered with HM Land Registry. Crime is street-level police data matched to postcode areas through the neighbourhoods inside them. School ratings are current Ofsted grades across 26,824 schools. Population, tenure and household figures come from the 2021 Census.
Areas with too few sales or residents to rank meaningfully are excluded, as are non-residential ones — business parks, airports and single-company campuses have sold prices but nobody lives in them. Where a figure is unknown the area is left out of that ranking rather than counted as zero.